An unsecured loan is supported only by the borrower’s creditworthiness, rather than by any collateral, such as property or other assets.
Unsecured loans are riskier than secured loans for lenders, so they require higher credit scores for approval.
Credit cards, student loans, and personal loans are examples of unsecured loans.
If a borrower defaults on an unsecured loan, the lender may commission a collection agency to collect the debt or take the borrower to court.
Lenders can decide whether or not to approve an unsecured loan based on a borrower’s creditworthiness, but laws protect borrowers from discriminatory lending practices

Secured loans are loans that are secured by a specific form of collateral, including physical assets, such as property and vehicles, or liquid assets, such as cash.
Both personal loans and business loans can be secured, though a secured business loan may also require a personal guarantee.
Banks, credit unions, and online lenders can offer secured personal and business loans to qualified borrowers.
The interest rates, fees, and loan terms can vary widely for secured loans, depending on the lender.

MSME Loans also known as Micro, Small, and Medium Enterprise Loans are types of loans which you can avail if you own a business or is an entrepreneur.

A working capital loan is a loan that is taken to finance a company's everyday operations. These loans are not used to buy long-term assets or investments and are, instead, used to provide the working capital that covers a company's short-term operational needs.

Those needs can include costs such as payroll, rent, and debt payments. In this way, working capital loans are simply corporate debt borrowings that are used by a company to finance its daily operations

WHAT WE DO:
Loanz House works for banks, credit unions, independent lenders and mortgage companies to help applicants apply for loans. They ensure the eligibility to proceed with loans and evaluate how creditworthy or not a person might be based on their history and current finances before recommending them for approval. Most of the times we can manage client’s CIBIL and eligibility issues. So that is why we have stood in the market from past 9+ years with high success rate.